The Bank of Canada left its overnight rate at 2.25% yesterday, December 10. That gives us one settled policy number, not a guaranteed mortgage quote. Here's how I'd think it through if you're moving or renewing in Greater Sudbury.
Share this with your friends
705-691-1805
Real Estate Company
Bank of Canada Decisions & Interest Rates
Dec. 11, 2025
Bank of Canada Holds at 2.25%: December 10, 2025
Posted in
Bank of Canada Decisions & Interest Rates,
Buying a Home in Greater Sudbury,
Home Preparation & Marketing,
Home Pricing & Property Value,
Mortgages & Home Financing,
Real Estate Costs & Taxes,
Selling a Home in Greater Sudbury
no comments yet
Oct. 30, 2025
Greater Sudbury's Fall 2025 Market: Rates, Listings and Better Decisions
Fall 2025 has a different feel in Greater Sudbury real estate. Not because we're back in a frenzy. If anything, the panic has left the room. In my conversations with buyers and sellers, people seem more willing to pause, compare, and ask whether a move actually works for …
Posted in
Bank of Canada Decisions & Interest Rates,
Buying a Home in Greater Sudbury,
Greater Sudbury Market Updates & Analysis,
Home Photography, Staging & Showings,
Home Preparation & Marketing,
Home Pricing & Property Value,
Mortgages & Home Financing,
Property Checks & Due Diligence,
Selling a Home in Greater Sudbury
Oct. 29, 2025
Bank of Canada Cuts to 2.25%: October 29, 2025
Today, October 29, 2025, the Bank of Canada has cut its target for the overnight rate to 2.25%.
The policy settings
| Measure | Setting | Why it matters |
|---|---|---|
| Target overnight … |
Sept. 17, 2025
Bank of Canada Cuts to 2.50%: September 17, 2025
The Bank of Canada has cut its overnight rate by 25 basis points to 2.50% today, September 17. Trade disruption and a softer job market are weighing on growth, even as inflation risks still need watching. If you are buying or renewing in Greater Sudbury, I would ask …
July 30, 2025
Bank of Canada Holds at 2.75%: July 30, 2025
Today, July 30, 2025, the Bank of Canada has held its target for the overnight rate at 2.75%.
The policy settings
| Measure | Setting | Why it matters |
|---|---|---|
| Target overnight … |
June 5, 2025
Bank of Canada Holds at 2.75%: June 4, 2025
Yesterday's June 4 Bank of Canada decision left the overnight rate at 2.75%. If you're buying, selling or renewing in Greater Sudbury, I would use this hold to revisit your own numbers—not assume every mortgage quote has stopped moving.
The policy settings
April 16, 2025
Bank of Canada Holds at 2.75%: April 16, 2025
Today, April 16, 2025, the Bank of Canada has held its target for the overnight rate at 2.75%.
The policy settings
| Measure | Setting | Why it matters |
|---|---|---|
| Target overnight … |
March 21, 2025
Bank of Canada Cuts to 2.75%: March 12, 2025
The Bank of Canada cut its target for the overnight rate to 2.75% on March 12, 2025. Here is what the decision means for borrowers weighing their options.
The policy settings
| Measure | Setting | … |
|---|
Jan. 29, 2025
Bank of Canada Cuts to 3.00%: January 29, 2025
The Bank of Canada has cut its overnight rate by 25 basis points to 3.00% today, January 29. Earlier cuts are starting to support household spending, but possible US tariffs make the outlook unusually uncertain. I would use today’s decision to refresh a real mortgage quote, not as …
Dec. 11, 2024
Bank of Canada Cuts to 3.25%: December 11, 2024
The Bank of Canada has cut its overnight rate by another 50 basis points to 3.25% today, December 11. The Bank sees softer growth and inflation near target. For a Greater Sudbury buyer or renewing owner, this is a reason to request fresh terms from a lender, not …