Bank decisions by year
Follow published Bank of Canada rate decisions by year and open the Greater Sudbury housing and mortgage-rate context recorded for each announcement date.
The Bank sets its policy interest rate; lenders set their own mortgage products and pricing. Open a decision date for the Canadian economic reasoning and the Greater Sudbury planning context available at that time.
| Decision period | Pages | What the period contains |
|---|---|---|
| 2015–2019 | 40 | Low-rate holds, two 2015 cuts and the 2017–2018 tightening cycle |
| 2020 | 10 | Emergency cuts, market support and early recovery decisions |
| 2021–2022 | 16 | Extended 0.25% holds followed by the 2022 tightening cycle |
| 2023–2026 | 30 | Peak-rate decisions, easing and 2026 holds through September 2 |
2026
- Bank of Canada Holds at 2.25%: What It Means for Greater Sudbury Real Estate
- Bank of Canada Holds at 2.25%: July 15, 2026
- Bank of Canada Holds at 2.25%: June 10, 2026
- Bank of Canada Holds at 2.25%: April 29, 2026
- Bank of Canada Holds at 2.25%: March 18, 2026
- Bank of Canada Holds at 2.25%: January 28, 2026
2025
- Bank of Canada Holds at 2.25%: December 10, 2025
- Bank of Canada Cuts to 2.25%: October 29, 2025
- Bank of Canada Cuts to 2.50%: September 17, 2025
- Bank of Canada Holds at 2.75%: July 30, 2025
- Bank of Canada Holds at 2.75%: June 4, 2025
- Bank of Canada Holds at 2.75%: April 16, 2025
- Bank of Canada Cuts to 2.75%: March 12, 2025
- Bank of Canada Cuts to 3.00%: January 29, 2025
2024
- Bank of Canada Cuts to 3.25%: December 11, 2024
- Bank of Canada Cuts to 3.75%: October 23, 2024
- Bank of Canada Cuts to 4.25%: September 4, 2024
- Bank of Canada Cuts to 4.50%: July 24, 2024
- Bank of Canada Cuts to 4.75%: June 5, 2024
- Bank of Canada Holds at 5.00%: April 10, 2024
- Bank of Canada Holds at 5.00%: March 6, 2024
- Bank of Canada Holds at 5.00%: January 24, 2024
2023
- Bank of Canada Holds at 5.00%: December 6, 2023
- Bank of Canada Holds at 5.00%: October 25, 2023
- Bank of Canada Holds at 5.00%: September 6, 2023
- Bank of Canada Raises to 5.00%: July 12, 2023
- Bank of Canada Raises to 4.75%: June 7, 2023
- Bank of Canada Holds at 4.50%: April 12, 2023
- Bank of Canada Holds at 4.50%: March 8, 2023
- Bank of Canada Raises to 4.50%: January 25, 2023
2022
- Bank of Canada Raises to 4.25%: December 7, 2022
- Bank of Canada Raises to 3.75%: October 26, 2022
- Bank of Canada Raises to 3.25%: September 7, 2022
- Bank of Canada Raises to 2.50%: July 13, 2022
- Bank of Canada Raises to 1.50%: June 1, 2022
- Bank of Canada Raises to 1.00%: April 13, 2022
- Bank of Canada Raises to 0.50%: March 2, 2022
- Bank of Canada Holds at 0.25%: January 26, 2022
2021
- Bank of Canada Holds at 0.25%: December 8, 2021
- Bank of Canada Holds at 0.25%: October 27, 2021
- Bank of Canada Holds at 0.25%: September 8, 2021
- Bank of Canada Holds at 0.25%: July 14, 2021
- Bank of Canada Holds at 0.25%: June 9, 2021
- Bank of Canada Holds at 0.25%: April 21, 2021
- Bank of Canada Holds at 0.25%: March 10, 2021
- Bank of Canada Holds at 0.25%: January 20, 2021
2020
- Bank of Canada Holds at 0.25%: December 9, 2020
- Bank of Canada Holds at 0.25%: October 28, 2020
- Bank of Canada Holds at 0.25%: September 9, 2020
- Bank of Canada Holds at 0.25%: July 15, 2020
- Bank of Canada Holds at 0.25%: June 3, 2020
- Bank of Canada Holds at 0.25%: April 15, 2020
- Bank of Canada Cuts to 0.25%: March 27, 2020
- Bank of Canada Cuts to 0.75%: March 13, 2020
- Bank of Canada Cuts to 1.25%: March 4, 2020
- Bank of Canada Holds at 1.75%: January 22, 2020
2019
- Bank of Canada Holds at 1.75%: December 4, 2019
- Bank of Canada Holds at 1.75%: October 30, 2019
- Bank of Canada Holds at 1.75%: September 4, 2019
- Bank of Canada Holds at 1.75%: July 10, 2019
- Bank of Canada Holds at 1.75%: May 29, 2019
- Bank of Canada Holds at 1.75%: April 24, 2019
- Bank of Canada Holds at 1.75%: March 6, 2019
- Bank of Canada Holds at 1.75%: January 9, 2019
2018
- Bank of Canada Holds at 1.75%: December 5, 2018
- Bank of Canada Raises to 1.75%: October 24, 2018
- Bank of Canada Holds at 1.50%: September 5, 2018
- Bank of Canada Raises to 1.50%: July 11, 2018
- Bank of Canada Holds at 1.25%: May 30, 2018
- Bank of Canada Holds at 1.25%: April 18, 2018
- Bank of Canada Holds at 1.25%: March 7, 2018
- Bank of Canada Raises to 1.25%: January 17, 2018
2017
- Bank of Canada Holds at 1.00%: December 6, 2017
- Bank of Canada Holds at 1.00%: October 25, 2017
- Bank of Canada Raises to 1.00%: September 6, 2017
- Bank of Canada Raises to 0.75%: July 12, 2017
- Bank of Canada Holds at 0.50%: May 24, 2017
- Bank of Canada Holds at 0.50%: April 12, 2017
- Bank of Canada Holds at 0.50%: March 1, 2017
- Bank of Canada Holds at 0.50%: January 18, 2017
2016
- Bank of Canada Holds at 0.50%: December 7, 2016
- Bank of Canada Holds at 0.50%: October 19, 2016
- Bank of Canada Holds at 0.50%: September 7, 2016
- Bank of Canada Holds at 0.50%: July 13, 2016
- Bank of Canada Holds at 0.50%: May 25, 2016
- Bank of Canada Holds at 0.50%: April 13, 2016
- Bank of Canada Holds at 0.50%: March 9, 2016
- Bank of Canada Holds at 0.50%: January 20, 2016
2015
- Bank of Canada Holds at 0.50%: December 2, 2015
- Bank of Canada Holds at 0.50%: October 21, 2015
- Bank of Canada Holds at 0.50%: September 9, 2015
- Bank of Canada Cuts to 0.50%: July 15, 2015
- Bank of Canada Holds at 0.75%: May 27, 2015
- Bank of Canada Holds at 0.75%: April 15, 2015
- Bank of Canada Holds at 0.75%: March 4, 2015
- Bank of Canada Cuts to 0.75%: January 21, 2015